NOOOOOOOOOOOOO - Page 8 - GM Forum - Buick, Cadillac, Chev, Olds, GMC & Pontiac chat


Lounge For casual talk about things unrelated to General Motors. In other words, off-topic stuff. And anything else that does not fit Section Description.

Reply
 
 
 
Thread Tools Search this Thread
Old 04-13-2005, 06:55 PM   #71
Senior Member
Expert Gearhead
 
Join Date: Dec 2002
Location: Mississauga, Ontario
Posts: 20,892
Thanks: 0
Thanked 1 Time in 1 Post
Jim W is on a distinguished road
Default

Total it!?! What a waste!

Sad day JDB, I believe this is our first COTM to go down to an insurance write off :(
Jim W is offline   Reply With Quote
Old 04-13-2005, 06:58 PM   #72
Senior Member
True Car Nut
Thread Starter
 
Join Date: Dec 2003
Location: Corn Fields, IN
Posts: 2,766
Thanks: 0
Thanked 0 Times in 0 Posts
John Deere Boy is on a distinguished road
Default

Oh yeah.....when writing down the VIN, she wrote "1" instead of "L" so it came up as "SSE Supercharged"!!!!!!!!!! But the computer also said "Vin error" so she checked it again. :( quite a coincidence i thought, given what i said in my sig.
John Deere Boy is offline   Reply With Quote
Old 04-14-2005, 05:59 AM   #73
Senior Member
Certified Car Nut
 
dbeast420's Avatar
 
Join Date: Aug 2004
Location: My reclining computer chair
Posts: 11,269
Thanks: 0
Thanked 0 Times in 0 Posts
dbeast420 is on a distinguished road
Default

Don't let the streak end here............

Buy that sucker back and FIX IT!!!!!!!!!!!!!!
dbeast420 is offline   Reply With Quote
Old 04-14-2005, 09:10 AM   #74
Senior Member
True Car Nut
Thread Starter
 
Join Date: Dec 2003
Location: Corn Fields, IN
Posts: 2,766
Thanks: 0
Thanked 0 Times in 0 Posts
John Deere Boy is on a distinguished road
Default

Okay i need advice. What are disadvantages of it being totalled? If its totalled, i keep 85% of the car'* value. If its not totalled, the maximum payments is 70-75%. So i'm looking at 10-15% more money by having it totalled, but what are the disadvantages? The adjuster said I'll keep the title but wasn't clear about if it would get salvage title. If the title is changed to salvage, is it legal to drive in Indiana before repairs? Should i argue with the company to reduce the damage to 70% of the car'* value so it won't be totalled?
John Deere Boy is offline   Reply With Quote
Old 04-14-2005, 11:15 AM   #75
Senior Member
True Car Nut
 
Join Date: Jan 2004
Location: Michigan
Posts: 3,978
Thanks: 0
Thanked 0 Times in 0 Posts
Princess Jeanie is on a distinguished road
Default

I know nothing about insurance and how it works and how it'* best played. So that'* my disclaimer on this, so remember that. But it seems to me, if you go with the 3000 being the value of the car-by taking the lower payout (not totalling out the car) you are only (okay, not only, it'* all money) losing like $450-ish dollars, but you still have your car-which you can fix, drive and still generally go back to normal with when it'* repaired. Granted with the write up you have for expenses and the fact that you may have to deal with a different title, it might not be worth it.
Princess Jeanie is offline   Reply With Quote
Old 04-14-2005, 12:42 PM   #76
Senior Member
Certified Car Nut
 
Join Date: Jun 2003
Posts: 15,928
Thanks: 0
Thanked 0 Times in 0 Posts
BonneMeMN is on a distinguished road
Default

Don't total that, it'* a freaking pumper/exahust hit! There'* only 3k damage if you go by all new parts (you don't need).

Get a used pipe from a junkyard, and put a flowmaster on there if you want.

Get a used bumper cover and have it redone. You could be out the door for $500 if you can find a green sse bumper and various bits.
BonneMeMN is offline   Reply With Quote
Old 04-20-2005, 02:05 PM   #77
Senior Member
True Car Nut
Thread Starter
 
Join Date: Dec 2003
Location: Corn Fields, IN
Posts: 2,766
Thanks: 0
Thanked 0 Times in 0 Posts
John Deere Boy is on a distinguished road
Default

The ins. valued my car at $2948. Too low, given the new tires, headliner, awesome condition, and the fact that she told me it would be worth more than $3000. Salvage is at $500, so they'll write me a check for $2448, leaving the title free and clear. I think i'm gonna take it.
John Deere Boy is offline   Reply With Quote
Old 04-20-2005, 05:24 PM   #78
Senior Member
True Car Nut
 
Join Date: Feb 2002
Posts: 3,993
Thanks: 0
Thanked 0 Times in 0 Posts
JimmyFloyd is on a distinguished road
Default

Well, when it comes down to it, if you totalled it and then bought it back, you would then have to get it fixed and inspected before you could make it roadworthy (atleast in NY) and then with the salvage title, you'll have a lower resale value assuming you ever try and sell it. My first 93 SSE got hit in a similar manner, just on the passenger side. I was estimated $2700 to fix it, but only cost $1800. This was 4-5 years ago and I didn't have the exhaust issue. I would say take the money and don't total it. That way you don't have the hassle of not having a car and getting it re-inspected and all that.
JimmyFloyd is offline   Reply With Quote
Old 04-20-2005, 06:07 PM   #79
Senior Member
True Car Nut
Thread Starter
 
Join Date: Dec 2003
Location: Corn Fields, IN
Posts: 2,766
Thanks: 0
Thanked 0 Times in 0 Posts
John Deere Boy is on a distinguished road
Default

they said the title will stay free and clear; i don't think it will have to get inspected.
John Deere Boy is offline   Reply With Quote
Old 04-20-2005, 06:48 PM   #80
Senior Member
Certified Car Nut
 
dbeast420's Avatar
 
Join Date: Aug 2004
Location: My reclining computer chair
Posts: 11,269
Thanks: 0
Thanked 0 Times in 0 Posts
dbeast420 is on a distinguished road
Default

I've been up since 4:00 A.M. so ,let me get this straight.

they want to give ya' 2950...knock off 500.00 they would get for salvage,you keep the car,2400 dollars and a clear title????

If that is the case with the title...you got money to fix it and still some to play with???


Hell yes take it!!!!!!!!
dbeast420 is offline   Reply With Quote
 
 
Reply


Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off



All times are GMT -4. The time now is 07:32 AM.


We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.