That is really funny! Would you have had a tougher time closing your account had it been overdrawn? Also, wouldn't you have gotten the same phone call at length anyway?

This same exact thing happened to me at Wells Fargo. :(

Banks are the absolute worst. Trust me. I worked for one, now work for another.

Nothing but greedy, money hungray bastards.

I refuse to bank at a bank. Credit unions only for us. In the mean time, I will work for banks because they pay well.

My bank is so lenient its crazy. I don't get charged for overdraft fees if I let them know ahead of time that I might be getting one. Every person in the bank knows me by first and last name. Gotta love small town USA. I got my loan for my 00 from them, I had no credit, and no co-signer. They based my credit off the last 6 months of my electric bill.

http://www.madelia.com/index.asp

I have Charter One as well. They know me there by first & last name, and they have waived several overdraft fees. I'm also within walking distance from them. I don't know why I still have a Chase account. Must be all the happy ads about retired people watching kids play or something.