Y'all need overdraft protection. I gots $5000 of it, but not like I'd ever need THAT much. Interest on it is like 28%

Overdraft protection is a good thing.

$5K Jim!? Damn, that'* serious protection...

Heh, im an overdraft pro, mostly because I never have any money, but most banks will give you a "courtesy refund" when these overdrafts occur. You are only allowed one per month though.

$700 damage deposit, $700 first month rent, $500 college loan payment, $100 medical bill, $400 credit card minimum payment...all due on friday...its payday..but i'll probably pretty darn near negative for another 2 weeks. no od protection.

:?: :?:


Friggan did it again! didnt get hit with an OD fee because i caught it in time. no more swiping debit as credit again for me :?


given my luck, an OD fee will show up in 5 days again.

You have no idea. My paypal got fucked with and I got ~$1,400 in overdraft fees. Luckily it was all refunded.