you get up in the morning, check your balance on your bank account, and find that you have ~$7. then you go to walmart, spend ~$6 on food, then check your accounts later and find a nice $33 over draft fee? happened to me. dont know why, dont know how. rarely do i use checks, mostly check card stuff, which posts to the account instantly. never have i bounced anything. i think i will call the bank tomorrow and have a word with them about this. see if they can waive the OD fee for me cause this is the first time in over a year and a half of service with them.

bah :?

</generic annoyance rant>

i wrote out checks for $800 in bills today... i hate the mod bug...

i overdrafted once, my car insurance effed up big time came out five tiems at once..ODed me by 550 lol

Some places charge like .50cents when you use your debit card to make purchases. So, I always remember to use the credit function when buying stuff. Even though its only a debit card.

I've noticed not all check card/debit purchases post immediately. Especially if you use it online. And I know I had a problem with PayPal taking more money than the charge was for, but I guess that'* common and it was waived immediately.

Welp, I'm $460 poorer today.

yay tuition installment
yayER scholarship installments making me not as poor

Same thing happend to me at the gas station last month, apparently when I went to the pump it placed a $150 reserve on my debit card and since I only had $125 in there...
Yes they dismissed th OD fee.

yeah those pending charges get me all the time. my wife has our setup if i overdraft my acount it pull from another account that we have just for overdraft protection. so i dont get that big charge cuz ive dont it alot so shes fixed that problem. o the joys of having a wife who works at a bank.

bah, tried calling the bank today, and the phone system extensions were all messed up. i just said screw it, ill do it tomorrow.

33 dollars???

HAHAHA, I just recently paid 200 dollars in OD fees!!!!