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Old 09-05-2006, 11:44 PM   #1
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Default Dont you hate it when...

you get up in the morning, check your balance on your bank account, and find that you have ~$7. then you go to walmart, spend ~$6 on food, then check your accounts later and find a nice $33 over draft fee? happened to me. dont know why, dont know how. rarely do i use checks, mostly check card stuff, which posts to the account instantly. never have i bounced anything. i think i will call the bank tomorrow and have a word with them about this. see if they can waive the OD fee for me cause this is the first time in over a year and a half of service with them.

bah

</generic annoyance rant>
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Old 09-05-2006, 11:46 PM   #2
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i wrote out checks for $800 in bills today... i hate the mod bug...
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Old 09-05-2006, 11:46 PM   #3
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i overdrafted once, my car insurance effed up big time came out five tiems at once..ODed me by 550 lol
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Old 09-05-2006, 11:54 PM   #4
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Some places charge like .50cents when you use your debit card to make purchases. So, I always remember to use the credit function when buying stuff. Even though its only a debit card.
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Old 09-06-2006, 12:42 AM   #5
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I've noticed not all check card/debit purchases post immediately. Especially if you use it online. And I know I had a problem with PayPal taking more money than the charge was for, but I guess that'* common and it was waived immediately.
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Old 09-06-2006, 01:30 AM   #6
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Welp, I'm $460 poorer today.

yay tuition installment
yayER scholarship installments making me not as poor
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Old 09-06-2006, 09:39 PM   #7
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Same thing happend to me at the gas station last month, apparently when I went to the pump it placed a $150 reserve on my debit card and since I only had $125 in there...
Yes they dismissed th OD fee.
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Old 09-06-2006, 11:11 PM   #8
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yeah those pending charges get me all the time. my wife has our setup if i overdraft my acount it pull from another account that we have just for overdraft protection. so i dont get that big charge cuz ive dont it alot so shes fixed that problem. o the joys of having a wife who works at a bank.
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Old 09-06-2006, 11:15 PM   #9
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bah, tried calling the bank today, and the phone system extensions were all messed up. i just said screw it, ill do it tomorrow.
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Old 09-06-2006, 11:27 PM   #10
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33 dollars???

HAHAHA, I just recently paid 200 dollars in OD fees!!!!
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