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Old 07-11-2007, 12:16 PM   #51
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I've been calculating basic payments I'd think I'd have based on 6% to 9%. If I'm even understanding the interest and how it works.

But I financed the Sebring for 60 or 66 months, total financed was $12500, and my interest rate is 6.05%. My payment is $228 a month.

I was not doing the interest correctly which is why I was way off.
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Old 07-11-2007, 03:20 PM   #52
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Quote:
Originally Posted by bonnie94ssei
I was not doing the interest correctly which is why I was way off.
That'* exactly what I was assuming.

Use any basic amortization calculator to help get through the scenarios. Bankrate.com offers a decent solution: http://www.bankrate.com/brm/popcalc2.asp
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Old 07-11-2007, 03:51 PM   #53
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Thanks Mark. Now I know my true limit.
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Old 07-11-2007, 06:17 PM   #54
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Those with 2000+ Bonnes:

If you've fixed your hood herpes how much did it set you back? $400-500? More? I will have to use that to talk these dealers down on their prices.

EDIT:

I know the "hood herpes" is common. But what about the rust bubbles under the gas door?

I had this on my first 94. You'd think they'd get it right by 2000. I never noticed this was a problem until I saw Tracy'* car. She has a few bubbles. One of the 2002s I'm looking at has it starting as well.

I want to use this as a bargaining tool, since it will cost a good chunk of money to fix if I end up getting one with it.

Or should this be covered by GM since the car is not 6 years old? It hasn't rusted THROUGH, it probably never will, it will rot from the inside out.
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Old 07-11-2007, 07:45 PM   #55
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your only asking for problems with rust already

Learn your lesson

stay away
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Old 07-11-2007, 08:26 PM   #56
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The hood herpes isn't a rust question. And that is probably something that I will find on almost every one I look at.

The gas door bubble is, but I'm definitely not getting that one. Too many other things with that one.

Although, if I got a great deal on an 02 or 03 and a dealer lowered the price enough because of it, getting a small rust bubble removed would not be a big deal to me. I may also be able to get it covered under the warranty. These models don't have issues like the 92-95'* that I will ever have to worry about. And one bubble on a car that was mint otherwise would still be a very strong candidate if the price was right.

But I still want to know how common it is just to have an idea, because if I get one with no visible signs of rust when I buy it, I'd like to have an idea of how at risk I am to get it later on.
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Old 07-11-2007, 08:32 PM   #57
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2000-2003 SSEi with higher miles - $6000 - $8000
Proactive Transmission replacement - $2500

a 2002 with 50,000 miles is no more reliable than a 2002 with 100,000 miles if they have both been taken care of...my opinoin at least.

your going to instantly loose $10,000 (in 1-2 years) on a more expensive SSEi with the loss of value and the interest of a bigger loan.
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Old 07-11-2007, 08:41 PM   #58
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Honestly, I'd consider the 2003 I found that had 100,000. It'* only $8600! But every Bonneville I've owned I bought when it had 100,000. And the rate I drive, I'd be at 160,000 in two years.

The odds of getting a more 'reliable' car are more in my favor if I got an 02 with 38,000 miles vs. 138,000 miles, IMO. If a car was well taken care of for all 138,000 I'd feel good about it, but I would never really know how well it was taken care of until after I bought it.

This next SSEi will most likely be the last Bonne I ever own. And I'd rather have it at low miles to begin with. These engines go on well past 200,000, there'* no doubt about it. It'* personal preference I guess. If I was in a bind and NEEDED a car, I'd find one cheaper, but I'm in a place where I can get something I really would feel good about. I will wait an extra few months if I had to.

I wanted to keep the 94 "forever," and "restore" it. That was my "dream" for it. But I'm realizing now I should make that my dream for a newer one. Loss of value won't be a huge deal to me as I will own this next one until I pay it off. If I find one in excellent shape, I should be able to. And that is what I hope happens.
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Old 07-11-2007, 09:59 PM   #59
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Pete, let me tell you from experience

i have taken the 2003 apart and looked around abit.....

please realize that the 00+ rear wheel well is really non existant. The Wheel Well goes the whole way to the bottom of gas door, and there is a drain hole....what happens here is that the Salt/Debris can enter the gas door area and then seep down INSIDE the wheel well....if you take a close look at the car you will see

its not a 'Small" issue....its already begun a larger problem
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Old 07-11-2007, 10:14 PM   #60
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Thanks Pat for the explanation!

Would you hit this? The miles makes it hard to bite though. Looks gorgeous, and is a GREAT color for me.

http://www.autotrader.com/fyc/vdp.jsp?car_id=223662566&
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