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Old 11-06-2009, 02:42 PM   #21
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Originally Posted by roboticjunky View Post
The only way, I'm going to get a car under 10 years old, is to use my imagination.
And why is that?
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Old 11-06-2009, 03:51 PM   #22
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And why is that?
LOL!!! Money. Payment on your Monte was about as much as my house payment. (Once you add in your insurance on the Monte then it'* more than my house.)
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Old 11-06-2009, 06:24 PM   #23
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That'* a good reason I guess. My friend never finances cars for the same reason.
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Old 11-06-2009, 06:30 PM   #24
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banks will screw ya every time
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Old 11-06-2009, 09:01 PM   #25
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banks will screw ya every time
Not everytime. The bank I use is a lot different than most. USAA, I'm sure you've heard of it Gunner. Anyway, instead of financing 125% of the retail value that most banks do (which allows you to get upside down since you borrowing more than the worth). They only allow 110% of the whole sale value. You know, what the car is worth at auction. This way it'* really hard to get upside down since the whole sale value is a lot less than the retail value.

As was the case of this car. The financed just under $9k, but my final price (due to being upside down on the Monte) was $13,5. I had to come out of pocket to buy this thing, but I am no longer upside down so if I get in a wreck the insurance should pay it all off.
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