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Old 09-02-2007, 12:55 PM   #11
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Quote:
Originally Posted by 2000SilverBullet
That was 30 years ago when the goal was to retire with a few hundred thou and houses were only worth as much as a new car costs today.
Now that is scary! Yay for inflation. Seems like it'* not possible to really ever save enough, huh?
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Old 09-02-2007, 12:58 PM   #12
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The enjoyment you got out of the cars was worth the money invested. You'll die an old man that lived a full life.
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Old 09-02-2007, 12:58 PM   #13
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A good rule of thumb that works is to save at least 10% of whatever you make and invest it at a rate greater than inflation.

My point is real estate is always one of the best investments.
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Old 09-02-2007, 01:01 PM   #14
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Quote:
The enjoyment you got out of the cars was worth the money invested. You'll die an old man that lived a full life
Yeah brother. ........and as I have always told everyone, I will be buried in my car cause I probably won't be able to afford a coffin.
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Old 09-02-2007, 01:50 PM   #15
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My car is already burying me.

I'm wondering if 2000 miles a year is worth all the trouble.
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Old 09-02-2007, 02:43 PM   #16
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I dunno, if you figure the $500,000 cost of driving the 80,000 miles on my car that only works out to $6 per mile.

So 2000 miles should only cost you about $12,000.
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Old 09-03-2007, 11:41 PM   #17
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I just thought of a perfect song to go along with this thread... Ka-Ching! by Shania Twain. Should give it a listen...
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Old 09-03-2007, 11:47 PM   #18
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"Ka-Ching"

We live in a greedy little world--
that teaches every little boy and girl
To earn as much as they can possibly--
then turn around and
Spend it foolishly
We've created us a credit card mess
We spend the money that we don't possess
Our religion is to go and blow it all
So it'* shoppin' every Sunday at the mall

All we ever want is more
A lot more than we had before
So take me to the nearest store

[Chorus:]
Can you hear it ring
It makes you wanna sing
It'* such a beautiful thing--Ka-ching!
Lots of diamond rings
The happiness it brings
You'll live like a king
With lots of money and things

When you're broke go and get a loan
Take out another mortgage on your home
Consolidate so you can afford
To go and spend some more when
you get bored

All we ever want is more
A lot more than we had before
So take me to the nearest store

[Repeat Chorus]

Let'* swing
Dig deeper in your pocket
Oh, yeah, ha
Come on I know you've got it
Dig deeper in your wallet
Oh

All we ever want is more
A lot more than we had before
So take me to the nearest store

[Repeat Chorus]

Can you hear it ring
It makes you wanna sing
You'll live like a king
With lots of money and things
Ka-ching!
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Old 09-04-2007, 01:21 AM   #19
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Well, I could have fixed the 94 instead of getting the 03. I'd be without a car payment and my insurance would be $90 cheaper each month. Originally that'* what I wanted to do. But I had two cars at that time. I needed to get rid of the Sebring.

I do not regret my decision to get the 03. It got the darn Sebring out of my hair, and IMO I was wasting money on the Sebring paying $230/mo. when I was not even driving it for a whole year. The price of the 03 was too good to pass up, and the payment is only $29 more a month than the Sebring only because my interest is higher due to a dip in my credit score last year.

I have the car I've wanted for years. But I can afford it, and I put away the equivalent of 12% of my income to my 401K every paycheck, with a higher risk plan for investment. Since I'm young I think I'm making a good start.

It was pretty scary though when a spokesperson for the 401K company came in and we looked at what kind of savings we would most likely need when we retire. I hope the funds I'm investing in do well!!
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