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My Bank Says I'm overdrafted by $160+.....

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Old Nov 23, 2007 | 12:58 AM
  #11  
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I used to overdraft all the time (not a good thing, but that'* the way my money flowed). 2 things you can do right now.

1) Talk to a rp at your bank. Theymay not remove all the overdrafts, but if it was one instance that you tried to correct, they ay be willing to remove all the repetative ones. This, although not ideal, will help you out a lot.

2) Call up the customer service hotline for your bank (not the branch). They sometimes are more willing to give back fees like that. My old brest friends wife worked at a bank here and she said if you call up the main number instead of the branch you were many times more likely to be credited back without questions because the branch offices somehow take a hit for each creidit they return.

Either way, as stated above it would never hurt to get a timeline of when each otem went thru. It may also help you with either of the options I listed above to convince them of it being a bank error.
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Old Nov 23, 2007 | 09:50 AM
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Here is what i went through with Wells Fargo

http://www.bonnevilleclub.com/forum/...ic.php?t=71627

Long read, but oh well.
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Old Nov 23, 2007 | 11:25 AM
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Well I called the company and went to a local branch in person to get the OD'* taken off.

No luck

Guess I just have to bite the bullet on this.

There goes $200 of hard earned McMoney
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Old Nov 23, 2007 | 11:28 AM
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did you apply for overdraft protection yet?
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Old Nov 23, 2007 | 11:33 AM
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Originally Posted by harofreak00
did you apply for overdraft protection yet?
When I go pay the OD'* then I will (later today)

Thats why I said $200 instead of $165

This sucks every way imaginable.
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Old Nov 23, 2007 | 11:46 AM
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Do YOU understand what happened? Do not give up until you understand EXACTLY what happened and WHY.
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Old Nov 23, 2007 | 11:56 AM
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Yeah, I think I told you about how that same thing happened when I got back from Indiana. I got overdrafted a ton from purchases made about a week before...I went in there and they wouldn't do **** for me.

Good luck tho. Hope it comes out better than mine did.
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