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View Poll Results: How much money do you owe in your life?
$0 -- I have EVERYTHING including car, credit card, etc PAID OFF 15 26.79%
$1-$500 debt -- I have modest debt but nothing serious 7 12.50%
$500-$2000 -- I have minimal debt by todays standards but owe a good chunk 3 5.36%
$2000-$4000 -- I have a good amount of debt to pay off 7 12.50%
$4000-$8000 -- I have the "normal" U.S. national average in regards to overall debt 3 5.36%
$8000-$14000 -- I have a little larger than normal debt load 6 10.71%
$15,000-$25,000 -- I have a fairly high amount of debt that needs to be paid off 7 12.50%
$25,000+ -- I'm f**ked for life 4 7.14%
$25,000+ -- I make at least $50,000 a year so paying this off is no biggie 4 7.14%
Voters: 56. You may not vote on this poll

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Old 04-16-2008, 02:26 PM   #31
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Just CC, has a limit of $500. have about $400 on it right now. just trying to build credit. Did i mention the new car is paid off?
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Old 04-16-2008, 02:29 PM   #32
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Quote:
Originally Posted by rjolly87
Just CC, has a limit of $500. have about $400 on it right now. just trying to build credit. Did i mention the new car is paid off?
IF you're over half the credit limit on the card, it'* actually going to hurt your credit.
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Old 04-16-2008, 02:35 PM   #33
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Quote:
Originally Posted by Custom88
Quote:
Originally Posted by rjolly87
Just CC, has a limit of $500. have about $400 on it right now. just trying to build credit. Did i mention the new car is paid off?
IF you're over half the credit limit on the card, it'* actually going to hurt your credit.
working on paying it down now, and if i keep going on time, the limit will jump to $750
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Old 04-16-2008, 03:08 PM   #34
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I owe about 25% on my house but all my cars are paid off which is quite an accomplishment being the type of cars. I about $2100.00 in credit card debts. Since moving to DE I am on an extremely low income and now with my fiance leaving me I make just enough to cover my bills but that leaves nothing to save.
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Old 04-16-2008, 03:10 PM   #35
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Quote:
Originally Posted by rjolly87
Quote:
Originally Posted by Custom88
Quote:
Originally Posted by rjolly87
Just CC, has a limit of $500. have about $400 on it right now. just trying to build credit. Did i mention the new car is paid off?
IF you're over half the credit limit on the card, it'* actually going to hurt your credit.
working on paying it down now, and if i keep going on time, the limit will jump to $750
Dont be in a rush for it to jump. My lowest card limit is $7500.00 and highest is $15,000 and all that does is get you into trouble. I miss the days of having $250.00 limit on my cards.
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Old 04-16-2008, 03:24 PM   #36
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Between my car and computer equipment I'm at roughly $10k
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Old 04-16-2008, 03:29 PM   #37
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I owe about 2500 on the bonneville, but I am buying it from the parents so its all good. Colleges is paid for by scholarships,

And i have three jobs (well two part time jobs and coaching) so I am doing okay for now
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Old 04-16-2008, 03:32 PM   #38
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Quote:
Originally Posted by Custom88
Quote:
Originally Posted by rjolly87
Just CC, has a limit of $500. have about $400 on it right now. just trying to build credit. Did i mention the new car is paid off?
IF you're over half the credit limit on the card, it'* actually going to hurt your credit.
I've heard conflicting stories on that. My wife and I put EVERYTHING on credit card, then pay it off when the bill hits the mailbox. We have only one credit card and it'* typically near the max every month (but paid off consistently....and has been for YEARS).

Our credit scores are in the very high 700s.
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Old 04-16-2008, 03:33 PM   #39
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[quote="vital49"][quote="Custom88"]
Quote:
Originally Posted by vital49
J

Our credit scores are in the very high 700s.

Very good man! Mines in the high 600s and low 700s depending on which agency you check.
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Old 04-17-2008, 01:11 AM   #40
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Bonneville is paid for, van has $12,000 to go, thinking about writing a check near the end of the year

Once that debt is gone, it'* just the mortgage. I've got to a point in my life where I've decided that I am going to just pay cash for cars for now on! So, Godwilling, the mortgage will be the only debt I have from here on out. And my plan is to own my house outright before the age of 40 (35 if things go really well).
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