Could someone describe it to me? because i need to buy some stuff off of ebay, i'm 18, but i haven't gotten a credit card yet, so I keep asking to use my mother'*, but once i mention paypal, she starts asking questions like "well now everyone can see my credit card number" and other stuff like that...........

so how exactly to paypal transactions work?

thanks

sing up with paypal....

give them your info back account and stuff...

if you buy something throw a website that uses them they will take the money right out you your back and send it right to the seller.

if you sell something on say, ebay, Paypal takes a % out of the money you get... and they will put the money in you paypal account, and from there you can take it out by them sending you a check or them putting it in your bank, or you can get a paypal Check Card and use paypal as a sencond back account

more detail....

NO one can see you credit card # nor can they see or get access to your back account..

need more detailed info i think they have a good help section on there site.

https://www.paypal.com/cgi-bin/websc...stion1-outside

paypal launders the money for you.

That is kinda the point of it. Essentially you are giving your bank account/credit card to ONE company. That way you don't have to give that information to SEVERAL sellers.

More or less it takes money from you account, and puts it in someone elses account.

BUT!!! And I work e-commerce, have for 5 years, so I've seen this first hand....

Make sure that you read the directions for transferring money very carefully!! Especially when dealing with businesses. Don't assume that because every other transaction has been as simple as pop in an e-mail address and you're done that they are all that straight forward. Read the freakin directions on the page, or that they will e-mail you, and you won't have to chase your money all over the net trying to get it to the right place.

I love paypal for buying from individuals. It'* super simple, and I have yet to have any issues. For businesses, I stick with the good ol' Visa.

Well, at least until the site gets hacked...

bah. paypal versus visa? neither of them are secure, both lose numbers on occasion.

That'* why my bank account linked to PayPal is for PayPal transactions only. When I buy something using PayPal I move money into that bank account for payment. If Paypal is hacked I will not be out too musc money.

The extra bank account is free at Bank America.