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Old 05-19-2006, 11:03 PM   #11
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my mother is living in the past

honestly, all these damn commercials about identity theft and **** have scared so many people into doing things

the thing i want to buy on ebay is 5 DOLLARS, and if i get it somewhere else its about 3 times that price, so why not just pay the 5 dollars

i told her i would make a new account at my bank, and if i want to pay for something, i would transfer the money into that account to pay for it

she says no........why......just because....one of those parent things

hell i could just do it anyways, im pretty much independent the way it is
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Old 05-20-2006, 12:04 AM   #12
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Quote:
Originally Posted by 95SLE
Quote:
Originally Posted by 1995BvSSE
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Originally Posted by bandit
NO one can see you credit card # nor can they see or get access to your back account..
Well, at least until the site gets hacked...
That'* why my bank account linked to PayPal is for PayPal transactions only. When I buy something using PayPal I move money into that bank account for payment. If Paypal is hacked I will not be out too musc money.

The extra bank account is free at Bank America.
Always better to be safe than sorry, BUT...

I would imagine paypal has it pretty well worked out. I would imagine they ahve a similar server as amazon.com. They have *never* had a CC number stolen from their server. It has to do with how their servers are....or so they say.
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Old 05-20-2006, 12:10 AM   #13
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Quote:
Originally Posted by 96bonniessei
my mother is living in the past

honestly, all these damn commercials about identity theft and ***^ have scared so many people into doing things

the thing i want to buy on ebay is 5 DOLLARS, and if i get it somewhere else its about 3 times that price, so why not just pay the 5 dollars

i told her i would make a new account at my bank, and if i want to pay for something, i would transfer the money into that account to pay for it

she says no........why......just because....one of those parent things

H*** i could just do it anyways, im pretty much independent the way it is
Be a man! Find your backbone and go get you an account and handle your business! I've used paypal for over 5 years now and haven't had any issues. I buy and sell on Ebay all the time. It is fast, convenient and my account has never been compromised. I highly recommend it!!
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Old 05-20-2006, 12:16 AM   #14
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eh. before i moved out, if my mom had said no, that meant no. its not an issue of not having a backbone, for me it wouldve been the realisation that i have to sleep. and i lived with the woman, so if there was friction, theres no avoiding it.

oh, and shes my mother. to this day, if my mom told me to do something, i do it.
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Old 05-20-2006, 12:22 AM   #15
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Quote:
Originally Posted by jwakamud
eh. before i moved out, if my mom had said no, that meant no. its not an issue of not having a backbone, for me it wouldve been the realisation that i have to sleep. and i lived with the woman, so if there was friction, theres no avoiding it.

oh, and shes my mother. to this day, if my mom told me to do something, i do it.
I commend you for that.

I didn't say she had to know about it. I encouraged my son to get his own checking account when he was 17 and taught him how to be responsible with money and taught him how to get a credit card and handle it responsibly to establish his credit. That is how he was able to get a $15000 car loan for his 2004 gp without a co-signer at a good interest rate when he was 22, he got $10000 for the gtp without a co-signer. He has credit cards and manages them maturely.
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Old 05-20-2006, 04:29 AM   #16
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There'* always a down side. If someone disputes a transaction, Paypal freezes your account and you have no legal recourse. Your money will be tied up indefinitely.
The tip about having a separate credit card or debit card number and a dedicated bank account is good advice. Know what your getting into and don't put any more money in the system than you can afford to lose.

http://paypalsucks.com/sitemap.shtml
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Old 05-20-2006, 04:34 AM   #17
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well umm, i had my paypal account hacked and my e-mail hacked and they stole over $1600, i still have not been able to recover that money, so i would not say it is all foolproof, but tis not bad.
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Old 05-20-2006, 11:31 AM   #18
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Quote:
Originally Posted by bandit
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if you sell something on say, ebay, Paypal takes a % out of the money you get... and they will put the money in you paypal account, and from there you can take it out by them sending you a check or them putting it in your bank, or you can get a paypal Check Card and use paypal as a sencond back account
They only take a percentage if you are signed up for credit card acceptance. I made the change to the business account about a year ago and that is the only time they took a percentage. For example- I sold something that with shipping cost $14.99 and they took like 68 cents.

As far as paypal being foolproof I don't remember anyone saying it was, it isn't. If someone wants in bad enough they will find a way. Look at when this site was hacked recently. I change my password every so often and I never respond to the scam emails that look like they are from Paypal asking me to click their link and verify my information.
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Old 05-20-2006, 12:27 PM   #19
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yeah. its important you pick good passwords. for instance, my password is always "windows"

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