What do you guys think? (Car Insurance)
Thread Starter
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True Car Nut
Joined: Jan 2006
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From: NEBF:06,07 | NYBF:06,07 | ONBF:06,07 | CNBF:06 & more............

So im with Progressive right now, Been there for 3+ years.
Im paying $318 for 6months for JUST Basic coverage. No comp or Col.
This is the quote i got from Geico, Good Deal?
Sounds good to me.
Does anyone else know of another company that might be cheaper?
Im paying $318 for 6months for JUST Basic coverage. No comp or Col.
This is the quote i got from Geico, Good Deal?
Sounds good to me.
Does anyone else know of another company that might be cheaper?
Try AIG I'm with them, and for insurance with collision and comp I'm paying 360 every 6 months. Which isnt bad at all considering I'm 23 and have a SSEi. I have the highest coverage possible.
Your liability limits are alarmingly (is that a word??) LOW. I can't believe that.
I carry 500,000 on each car, with a 1,000,000 umbrella. I would NEVER consider going less than 100,000, but that'* me.
Liability coverage is cheap. Not having it (or not enough) can literally turn your financial well being upside down for the rest of YOUR life.
I carry 500,000 on each car, with a 1,000,000 umbrella. I would NEVER consider going less than 100,000, but that'* me.
Liability coverage is cheap. Not having it (or not enough) can literally turn your financial well being upside down for the rest of YOUR life.
Raise your PD limits to no less than 50,000 because that is what protects your *** if you hit a newer vehicle. I never write anything less than 50K pd on any policy I write.
Thread Starter
Senior Member
True Car Nut
Joined: Jan 2006
Posts: 8,029
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From: NEBF:06,07 | NYBF:06,07 | ONBF:06,07 | CNBF:06 & more............

Ok i raised the PD to 50K
Didn't add much more
I will not go up any higher on the Bodily Injury cuz that really start to raise the Rate up
Ill take my chances, If i (my self) ever cause a accident it will not be bad.
Because im very careful when driving around other cars, I would 98% of the time be someone else that hits me.
Didn't add much more

I will not go up any higher on the Bodily Injury cuz that really start to raise the Rate up

Ill take my chances, If i (my self) ever cause a accident it will not be bad.
Because im very careful when driving around other cars, I would 98% of the time be someone else that hits me.
if it makes you feel any better i pay 2700/yr for my car 
and in the great communist state of Massachusetts i can not shop around for rates either
im jealous of my parents that pay 400/yr - that includes their 2 cars (98LeSabre and 04 Crown Vic) and their house.

and in the great communist state of Massachusetts i can not shop around for rates either
im jealous of my parents that pay 400/yr - that includes their 2 cars (98LeSabre and 04 Crown Vic) and their house.
Thread Starter
Senior Member
True Car Nut
Joined: Jan 2006
Posts: 8,029
Likes: 1
From: NEBF:06,07 | NYBF:06,07 | ONBF:06,07 | CNBF:06 & more............

Yeah i tried AIG, im to young still. im 22
I Dont have anything on my record, im 100% clean
Im going to try USAA and see what they have.
Wren- I bet your paying like $800 -1000 a year for both with Full. Thats why i cant wait till i hit 25yo
I Dont have anything on my record, im 100% clean

Im going to try USAA and see what they have.
Wren- I bet your paying like $800 -1000 a year for both with Full. Thats why i cant wait till i hit 25yo



