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Old 04-17-2007, 11:04 PM   #1
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Default New Windshield Crack/ Comp Insurance?

I have had a little chip in the bottom driver side of my windshield, today it suddenly developed a crack, it was so weird. It'* only about 2-3 in. long.

Do you think comprehensive insurance would cover this? I have heard they sometimes waive the deductable. True?

If not, I saw a windshield repair kit from wal-mart. will this stop further cracking? does it do a good job? Any reccomendations?
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Old 04-17-2007, 11:18 PM   #2
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Windshields are covered by comp, but i haven't heard a first hand story of someone getting their deductible waived for it. You should definitely try the repair stuff...it may not work, but at least its a shot. Same thing happened to my dad'* truck and he didn't fix it, and now the crack is as wide as the windshield.
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Old 04-17-2007, 11:21 PM   #3
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I could be wrong, but I think once you get to the crack stage the only option is replacement. I personally wouldn't attempt any DIY repair on something like a windshield.

Give your insurance company a call and see what their policy is.

GL
Matt
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Old 04-17-2007, 11:24 PM   #4
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The first trip we made in the Wife'* Pacifica and I got a chip the size of pencil eraser in the windshield. The dang thing was right in my line of sight. Insurance covered the windshield and professional replacement at no cost to me. Call your agent and ask if you have full glass with no deductible.
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Old 04-18-2007, 07:53 AM   #5
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We have zero deductable on glass. But I think it depends on your policy
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Old 04-18-2007, 08:49 AM   #6
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Quote:
Originally Posted by MOS95B
We have zero deductable on glass. But I think it depends on your policy
it usually does, yes.

In massachusetts, all comprehensive covers glass, but you have to choose either a zero or $100 deductable
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Old 04-18-2007, 10:09 AM   #7
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Get the crack fixed for two reasons:
1. its a safety issue. The windshield keeps the roof of the car from collapsing on you in a roll-over. Don't compromise safety.
2. Driving around with Windshield cracks looks very ghetto, or hickish (depending on where you live) to me.
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Old 04-18-2007, 12:53 PM   #8
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I had to get my windshield replaced last summer. I had $100 deductible. I asked if they would waive any of it, otherwise I would go look somewhere else. They ended up waiving $60, so I got a new windshield for $40

I'd just try asking them if they'll waive any of it.
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Old 04-18-2007, 08:29 PM   #9
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Quote:
Originally Posted by J. Pierpont Finch
I could be wrong, but I think once you get to the crack stage the only option is replacement.
That sounds right...the epoxy or whatever the stuff is probably only works before the chip turns into a crack.
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