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Old 02-03-2012, 03:10 PM   #21
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lol. im the ultimate harley fan. harley car, harley wallet harley zippo, im never without a baseball hat which is usually a harley one, and about 90% of my t-shirts have some type of bike event or harley location on them lol. i think im overcompensating for not having the cash to get back on a bike. its too bad my dad wont let me keep one of his softails in tn.
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Old 02-03-2012, 03:31 PM   #22
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Buy one on a loan like I did!
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Old 02-03-2012, 05:43 PM   #23
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thats how im getting my truck
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Old 02-03-2012, 06:08 PM   #24
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Not sure I can buy a car on a loan. At least I haven't too yet.
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Old 02-03-2012, 06:14 PM   #25
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Originally Posted by eltatertoto View Post
lol. im the ultimate harley fan. harley car, harley wallet harley zippo, im never without a baseball hat which is usually a harley one, and about 90% of my t-shirts have some type of bike event or harley location on them lol. i think im overcompensating for not having the cash to get back on a bike. its too bad my dad wont let me keep one of his softails in tn.
Ugh that'* how my dad is. Every shirt he wears has Harley on it. His truck has Harley Davidson across the windshield. So on and so forth. Sure he owns two Harleys but it still bugs the crap outta me
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Old 02-03-2012, 07:28 PM   #26
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Ugh that'* how my dad is. Every shirt he wears has Harley on it. His truck has Harley Davidson across the windshield. So on and so forth. Sure he owns two Harleys but it still bugs the crap outta me
It'* a lifestyle bro. I don't always wear Harley clothes, but you can tell I ride by the shifter rub off on my boot and my chain wallet.
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Old 02-04-2012, 04:51 AM   #27
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Not sure I can buy a car on a loan. At least I haven't too yet.
ive never bought a car on a loan either my parents paid 4500 cash for my buick and i got extremely lucky on that because my moms shop was leaving and she got two really big bonuses and since i needed a car really bad one of them went to that. this is my first vehicle i will be getting myself with a loan, i should be able to go through just fine with it since ive been paying off a college loan already. it will be a learning experience and a credit builder.
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Old 02-04-2012, 09:57 AM   #28
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ive never bought a car on a loan either my parents paid 4500 cash for my buick and i got extremely lucky on that because my moms shop was leaving and she got two really big bonuses and since i needed a car really bad one of them went to that. this is my first vehicle i will be getting myself with a loan, i should be able to go through just fine with it since ive been paying off a college loan already. it will be a learning experience and a credit builder.
Advice:

Negotiate price of the vehicle and NOT what payments you can afford. This is the number one mistake of car buyers. If you can avoid it, don't finance at the dealer. Go to a Credit Union (not a bank) and get a Pre-approved loan for the amount you are comfortable with. If you're comfortable with $10k, get a PAL for that amount. Your interest rate will be better, and you'll effectively have cash when going to a dealer.

Any truck you do find, check the value on NADA and KBB. Also, go on Edmunds to check the True Market Value. All of that stuff will let you negotiate better with the dealer.

Also, I dunno if you're trading anything in at all, but negotiate the price BEFORE you factor in the trade. Dealers love to use the trade to get the price where you want, and that'* BS.
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Old 02-04-2012, 11:37 PM   #29
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yea i know im pretty good at talking with people trying to sell me something im REALLY good at saying no, im finding out 10k isnt enough but ill have over 3 grand saved up already so im making it so my loan is only about 10k. ive got it all figured out. thanks though.
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Old 02-05-2012, 09:22 AM   #30
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Awesome sauce!
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