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WOOT... insurance rates drop

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Old 02-28-2006, 10:42 AM
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my insurance raised when i turned 21 but then droped after i turned 25 but then i got married and it droped even more. right now shelly and i are still on the same insurance policy and for the 2 of us for full coverage on a honda civic and a gtp its 150 a month. but i was checking last night how much it will cost for just myself. and if i drop her my insurance will be like 65 a month while hers will be the same price all by her self (150 a month)
why do ppl in lil honda civics think they are go go speed racer. i laughed when i read that but she got 3 speeding tickets within 90 days.
Old 02-28-2006, 10:43 AM
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Originally Posted by sonoma_zr2
grats, but holy ***^, I thought I had it bad. For 3 vehicles, house, motorcycle, student driver, I pay 200.(State Farm)
Man, that is DIRT cheap! Even if your deductibles are set to max, and the most basic coverage. $200 is practically free for God'* sake.
Old 02-28-2006, 10:59 AM
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Originally Posted by sonoma_zr2
grats, but holy ***^, I thought I had it bad. For 3 vehicles, house, motorcycle, student driver, I pay 200.(State Farm)
make sure that student driver has: drivers training discount, good student discount, and steer clear discount. The 3 together save you a good bit!!!

I only pay $50 per month for liability 50/100/50, $10,000 medical, comp 500 ded, collision 500 ded, Uninsured/Underinsured 25/50/20, Accidental death $5000, Disability.

If I get killed and have my seatbelt on the death benefit doubles to $10,000.
Old 02-28-2006, 11:11 AM
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Originally Posted by SSE14U24ME
Originally Posted by sonoma_zr2
grats, but holy ***^, I thought I had it bad. For 3 vehicles, house, motorcycle, student driver, I pay 200.(State Farm)
make sure that student driver has: drivers training discount, good student discount, and steer clear discount. The 3 together save you a good bit!!!

I only pay $50 per month for liability 50/100/50, $10,000 medical, comp 500 ded, collision 500 ded, Uninsured/Underinsured 25/50/20, Accidental death $5000, Disability.

If I get killed and have my seatbelt on the death benefit doubles to $10,000.
yup, she just got done with the steer clear logging part.
Old 02-28-2006, 11:44 AM
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Online quotes all give me in the $700+ a month range




ummmm yeah, I'll take the bus.
Old 02-28-2006, 02:01 PM
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Insurance regulations are getting more strict and insurance companies are getting very particular. Higher deductibles like $500 will cover the big losses and that is good because now most ins. companies count every claim against you (comp, collision, uninsured motorist, towing). So you have to be careful not to turn in every little thing. Even getting glass chips repaired can count against you. Just a word from someone in a position to know this first hand. After all, I am like a good neighbor
Old 02-28-2006, 02:08 PM
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Originally Posted by SSE14U24ME
Insurance regulations are getting more strict and insurance companies are getting very particular. Higher deductibles like $500 will cover the big losses and that is good because now most ins. companies count every claim against you (comp, collision, uninsured motorist, towing). So you have to be careful not to turn in every little thing. Even getting glass chips repaired can count against you. Just a word from someone in a position to know this first hand. After all, I am like a good neighbor
oh ****, I had SF pay my tow from when my water pump went out. Have to watch the next statement.
Old 02-28-2006, 02:16 PM
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Originally Posted by MOS95B

You should do a search and read all his posts. He'* lucky anyone will insure him at all.....




Haro, With the savings. Does this mean you dont have to drink Bush Light any more
Old 02-28-2006, 02:16 PM
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Originally Posted by sonoma_zr2
Originally Posted by SSE14U24ME
Insurance regulations are getting more strict and insurance companies are getting very particular. Higher deductibles like $500 will cover the big losses and that is good because now most ins. companies count every claim against you (comp, collision, uninsured motorist, towing). So you have to be careful not to turn in every little thing. Even getting glass chips repaired can count against you. Just a word from someone in a position to know this first hand. After all, I am like a good neighbor
oh ***^, I had SF pay my tow from when my water pump went out. Have to watch the next statement.
They take in to consideration length of time as a customer, etc. It may not affect you at all. In some cases it will increase your rates if you've had a lot of them. They are giving coverage that is more personalized to the specific driver of the veh. Only people with a lot of accidents and claims will see the most increases.
Old 02-28-2006, 02:21 PM
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Originally Posted by SSE14U24ME
Originally Posted by sonoma_zr2
Originally Posted by SSE14U24ME
Insurance regulations are getting more strict and insurance companies are getting very particular. Higher deductibles like $500 will cover the big losses and that is good because now most ins. companies count every claim against you (comp, collision, uninsured motorist, towing). So you have to be careful not to turn in every little thing. Even getting glass chips repaired can count against you. Just a word from someone in a position to know this first hand. After all, I am like a good neighbor
oh ***^, I had SF pay my tow from when my water pump went out. Have to watch the next statement.
They take in to consideration length of time as a customer, etc. It may not affect you at all. In some cases it will increase your rates if you've had a lot of them. They are giving coverage that is more personalized to the specific driver of the veh. Only people with a lot of accidents and claims will see the most increases.
good, i have multi line, multi car, accident free discounts on all 3. have been a cust since 84.


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