They turned me down!!! - GM Forum - Buick, Cadillac, Chev, Olds, GMC & Pontiac chat


Lounge For casual talk about things unrelated to General Motors. In other words, off-topic stuff. And anything else that does not fit Section Description.

Reply
 
 
 
Thread Tools Search this Thread
Old 01-27-2004, 08:07 PM   #1
Senior Member
Posts like a Camaro
Thread Starter
 
Join Date: Aug 2003
Location: Cleveland, Ohio
Posts: 1,177
Thanks: 0
Thanked 0 Times in 0 Posts
97NAbonneville1 is on a distinguished road
Default They turned me down!!!



Doh!! Stupid Citi Bank just turned down my application for a credit card!!! I'm pissed! This was the one credit card that I wanted, a shell card, so I could earn money back from my gas purchases. They said that my annual income doesn't meet their standards... what?? Does anyone have a good idea... I'm going to try and have my dad call them and see if they can do anything for them. He has had their card for quite a while... If that doesn't work, can anyone reccomend a good credit card for an 18 year-old such as myself who just wants a card to help them establish a line of credit. Thanks.
97NAbonneville1 is offline   Reply With Quote
Old 01-27-2004, 08:16 PM   #2
Executed
 
Join Date: Sep 2002
Location: Purgatory
Posts: 0
Thanks: 0
Thanked 0 Times in 0 Posts
Pontiac1983 is on a distinguished road
Default

I got a AAA visa card but the application was sent to me. I have 0% apr right now til april or so. I earn a return on my gas purchases too. I also just got my new delta sky miles card with $3000 credit line and im only 20. Usually when I apply I put in my whole family income instead of just my own. that may help you.
Pontiac1983 is offline   Reply With Quote
Old 01-27-2004, 08:18 PM   #3
Senior Member
True Car Nut
 
GAMEOVER's Avatar
 
Join Date: Aug 2003
Location: Racine Wi
Posts: 5,146
Thanks: 0
Thanked 0 Times in 0 Posts
GAMEOVER is on a distinguished road
Default

do you have a checking?
well i know Capital one or Sears
its going to be hard for you to get a low interest and just a plain mastercard of visa
you might have better luck with a dept. store or something fisrt then try to get something else?
GAMEOVER is offline   Reply With Quote
Old 01-27-2004, 08:21 PM   #4
Senior Member
Posts like a Camaro
Thread Starter
 
Join Date: Aug 2003
Location: Cleveland, Ohio
Posts: 1,177
Thanks: 0
Thanked 0 Times in 0 Posts
97NAbonneville1 is on a distinguished road
Default

I don't know if that would work... It might seem odd that for income I have a 6 figure number yet I am still in HS.... but it is an Idea all the same, thanks!
97NAbonneville1 is offline   Reply With Quote
Old 01-27-2004, 08:24 PM   #5
Sol
Senior Member
True Car Nut
 
Join Date: Sep 2002
Posts: 8,909
Thanks: 0
Thanked 0 Times in 0 Posts
Sol is on a distinguished road
Default

I had to have my dad co-sign it so I could have one. It'* a 1,000 limit.
Sol is offline   Reply With Quote
Old 01-27-2004, 08:26 PM   #6
Senior Member
Posts like a Camaro
Thread Starter
 
Join Date: Aug 2003
Location: Cleveland, Ohio
Posts: 1,177
Thanks: 0
Thanked 0 Times in 0 Posts
97NAbonneville1 is on a distinguished road
Default

Quote:
Originally Posted by joe
do you have a checking?
well i know Capital one or Sears
its going to be hard for you to get a low interest and just a plain mastercard of visa
you might have better luck with a dept. store or something fisrt then try to get something else?
I don't care about low interest rates... the card that I applied for had an interest rate of 15% and it didn't bother me. Yes I have a checking account, and I don't buy stuff from dept. stores, so I wouldn't have too much use.
97NAbonneville1 is offline   Reply With Quote
Old 01-27-2004, 08:27 PM   #7
Senior Member
Posts like a Camaro
Thread Starter
 
Join Date: Aug 2003
Location: Cleveland, Ohio
Posts: 1,177
Thanks: 0
Thanked 0 Times in 0 Posts
97NAbonneville1 is on a distinguished road
Default

Quote:
Originally Posted by Sol
I had to have my dad co-sign it so I could have one. It'* a 1,000 limit.
My mom seems to think that if my dad co-signs it won't do a damn thing for my credit...
97NAbonneville1 is offline   Reply With Quote
Old 01-27-2004, 08:28 PM   #8
Sol
Senior Member
True Car Nut
 
Join Date: Sep 2002
Posts: 8,909
Thanks: 0
Thanked 0 Times in 0 Posts
Sol is on a distinguished road
Default

If you are the primary person it will.
Sol is offline   Reply With Quote
Old 01-27-2004, 08:29 PM   #9
Senior Member
Posts like a Camaro
Thread Starter
 
Join Date: Aug 2003
Location: Cleveland, Ohio
Posts: 1,177
Thanks: 0
Thanked 0 Times in 0 Posts
97NAbonneville1 is on a distinguished road
Default

That is what I told her... she seems to think that if it says my dad'* name anywhere on it that creditors will look the other way....
97NAbonneville1 is offline   Reply With Quote
Old 01-27-2004, 08:49 PM   #10
Senior Member
True Car Nut
 
GAMEOVER's Avatar
 
Join Date: Aug 2003
Location: Racine Wi
Posts: 5,146
Thanks: 0
Thanked 0 Times in 0 Posts
GAMEOVER is on a distinguished road
Default

get what you can you cant be picky im only 20 i have 3 dept store cards and a Visa a sears and a personal loan
GAMEOVER is offline   Reply With Quote
 
 
Reply

Related Topics
Thread Thread Starter Forum Replies Last Post
turned down NASCAR tix Gumball Lounge 2 06-28-2007 05:19 PM
So, they are shutting down the East Coast sonoma_zr2 Lounge 26 02-10-2006 11:09 PM
One admin at his best.TABLES HAVE TURNED! *TURNED AGAIN!* driverjohn2005 Lounge 61 10-15-2005 11:35 AM
Superchips says they cant help me or is it they WONT BonEvilSSEi General GM Chat 27 07-28-2004 12:57 AM


Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off



All times are GMT -4. The time now is 03:02 AM.


We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.