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Old 10-16-2003, 01:15 PM   #1
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Default insureance on a ssei

do any of u ssei owners have to pay a insureance premium for having the supercharger? cuz i really want a ssei. but i got to wait untill i get a full time job or after college. but my friends has a 89 or so V8 caddy elderado (sp) he has to pay sports car insurance. do the ssei have the same thing?
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Old 10-16-2003, 03:17 PM   #2
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Not sure if the i makes a difference but I know that my sunflower GT was more on insurance than the Bonneville.
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Old 10-16-2003, 03:27 PM   #3
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A lot of things impact your insurance price. If your under 25 and male an SC will raise your premiums. Once your past 25 a lot of things cancel out. A SC in a sedan is less than a SC in a sports car. If you are under 25 you can hope for a company that gives good grades discounts as well as good record discounts. As an example our yearly insurance for both SSEi'* is about 950.00 total with full coverage. We are both over 25, clean records and have our house insurance as part of the plan which helps quite a bit. Also if your with a company for a length of time they will give you discounts as well (I think we have been with ours for about 8 years).
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Old 10-16-2003, 03:30 PM   #4
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who do u have?
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Old 10-16-2003, 03:35 PM   #5
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It'* really hard to say what insurance will be. There are a lot of factors that need to be looked at. Stuff like age, driving record, location, vehicle type, individual or joint insurance, single car or milticar discounts, grandfathered in to company or new(er) account, and a bunch more.

Some cars (say Pinto for sake of arguments) may be prone to theft, accidents, and expensive bbody damage. Hence these cars will have a higher rate especially if the driver is a higher risk driver (age, record, etc...).

Some cars (say Escalade for sake of arguments) never get into accidents, realatively cheap to fix, and never get stolen. Hence they will have a lower insurance rate.

It'* all about the geographical data sheets that tell them who shold get charged what. The easiest way to find out what the $$$ will be is to find a VIN# off an SSEi and have your agent run a quote. It won't really matter if it has the SC or not (SC will be more than the N/A due to overall power comparison)but the whole package.

This make any sense?
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Old 10-16-2003, 03:37 PM   #6
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Our agent has been the same for quite some time (Eoff Insurance in Findlay, OH) however the backer of the policy used to be Ohio Casualty Group until I caught them raising our premiums after doing a "credit check" (Bastards). Since when does car insurance have anything to do with your credit history? Anyhow we dumped OCG and hooked up with a company out of Cincinnatti called Cincinnatti Insurance. We kept our agent and hence the "loyalty discount".

You may get better rates by checking with local insurance companies as opposed to national carriers, our plan with CI is well above state minimums and we saved almost 400 a year by switching to them.
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Old 10-16-2003, 06:45 PM   #7
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lmao im sure an Escalade will help my insurance..
my insurance jumped 5kcdn/ year when I bought my durmax and sold my 92 454. And the new truck has onstar and tons of other aint-thieft things, but I quess a front fender is 1,500buxx
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Old 10-16-2003, 10:48 PM   #8
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k im 19 have three speeding 1-10 and a defective brakes i pay 169 a month for liablity with comp ( fire n theft) carrier is american family
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Old 10-16-2003, 11:19 PM   #9
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I'm 16 yrs. old and I don't pay an extra premium, except gas , for insurance.


HHWWAAHHAAHHAA!!!!!!! Ah the things they don't know about in the real world!
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Old 10-17-2003, 01:47 AM   #10
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Quote:
Originally Posted by driverjohn2005
I'm 16 yrs. old and I don't pay an extra premium, except gas , for insurance.


HHWWAAHHAAHHAA!!!!!!! Ah the things they don't know about in the real world!
WELL YOU ARE PROBABLY UNDER YOUR PARENTS POLICY SO THERE IS YOUR DISCOUNT THERE4 YOU DONT NOTICE THE SSEI CHANGED FROM AN ESCORT
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