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Old 05-27-2003, 12:31 AM   #1
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Default Insurance RANT

Now, I'm usually a passive character, until tonight.

I was generally happy with the $161.60 per month that I was paying for my old 1989. So, here is the situation. When I first did the insurance last May I was 23, single, living at home, first car, primary driver etc.

Total $1962 a year

Today, I got my renewal forms. Its jumped to $227.50 a month or an *** whomping $2725.65 a year for a car that is worth no more then $1000. Lets see, no claims, no fines, no points, still single, 1 year older (both me and car). Not sure why the jump. But lets say its time to look for another insurance company.

An 1989 SE....$2725 a year...unf***in-believable

BTW any CDN members of BC know a good website to get quotes
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Old 05-27-2003, 01:04 AM   #2
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I can relate to your Insurance problems too! My renewal rates went up 50%! Plus my company wants to cancel my Full Coverage & leave me with just PLPD because my 92 SE just turned TEN! I also found a couple of "FALSE" Claims on my record I'm trying to get cleared up too from past Insurance Companies, as these are screwing up my chances of finding a better company & getting cheaper insurance. BTW! I'm 39, Marrried for 11 years, have two boys, no tickets or demerits, one accident that was 50/50 fault, & one accident that was 0% fault.
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Old 05-27-2003, 01:11 AM   #3
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I am so glad I have USAA. The insurance rate for my 89, liablity only, is about 25 dollars a month.
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Old 05-27-2003, 01:15 AM   #4
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Man, that sucks! Find a better company. We tried 5 before we found one that gave us a quote of less than $1500 a year (GE Auto Insurance...$950 a year for full coverage, including $500,000 liability ). Every company rates differently...there has to be something better out there. Good luck!
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Old 05-27-2003, 01:29 AM   #5
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When I first bought my Bonne in Sept. 2001 I was paying $239 a month, and my record was perfect! That was horrible. Payed it for a few months. Then I switched on my parents to save some $$. Payed $150 a month, then it dropped to $98! So I was happy, but then the renewal went up to $150 again a month later.

I just gave them my last grade report which will lower it some, and since I just graduated from college my company said the rate decrease from my report card will last till I'm 25. Sounds good.

And though I didn't get a ticket from my accident in Feb., I did hit her from behind, but my insurance hasn't gone up. I was surprised, but I'm not complaining.

Good luck. I hope you find a better company or something
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Old 05-27-2003, 01:41 AM   #6
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The first thing I have to do tomorrow is get in touch with my insurance broker and find out what happened and why the huge jump.

But to have your accident benefit premiums jump form $840 to $1321, property damage for from $250 to $305 and have bodily injury go from $685 to $928 is a little weird.

Should I be expecting an $800 dollar jump every year??????? foo this
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Old 05-27-2003, 01:52 AM   #7
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your rates should be going down as you age not up. You are almost 25 and then you should see a large rate reduction.
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Old 05-27-2003, 02:40 AM   #8
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Dang man, thats rediculous. i feel for you.... i tried to get insurance on my 87 nissan and they wanted $1600 for 6 months liability!! what a rip! i kept searching and found a real good company, which wanted $100/month for liability, which is still a lil high but im just turning 20. clean record, have had tickets and wrecks (wrecks not either of my fault) but all were signed off on my own recognance(sp?) The bonneville will cost a little more, $152/month for liability, but its 5 years newer and a full size car.
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Old 05-27-2003, 02:53 AM   #9
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$62 a month for full coverage. But I'm old (96 or something, right?) and I don't get caught very often :P
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Old 05-27-2003, 03:21 AM   #10
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Man Will! Can't wait till I get old!!

I haven't been caught yet either.
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