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View Poll Results: Do You Have It?
Yes 11 50.00%
No 10 45.45%
Dont Know, Not My Policy 1 4.55%
No Insurance Period (tsk, tsk) 0 0%
Voters: 22. You may not vote on this poll

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Old 12-28-2005, 10:31 AM   #11
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The Grand Am was completely paid for up front, so I didn't need Comprehenesive but I have it. I can afford insurance payments, but I couldn't afford to repair/replace it so its a must for me.
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Old 12-28-2005, 10:56 AM   #12
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I have comp on mine. I cannot carry collision because they've already paid for the car once. The company I work for and insure through uses NADA to determine value. They pay high retail on collision claims.

I carried comp & collision on my 91 because it was in excellent condition and the NADA said I'd get over $1200 less my deductible. So for me- that would put me into another car asap and what I paid for the coverage wasn't very much.

Right now I have a zero comp deductible and it only costs me $12.81 per month. If I hit a deer or a tree falls on my car I am good to go. Jeff, on the other hand, carries the same coverage but his zero comp is costing him $27 per month. But if you have to replace your windshield - those heads up windshields are expensive.

Like I tell my customers- it all depends on YOUR comfort level. Either you will pay more now or then, it'* your choice.
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Old 12-28-2005, 11:21 AM   #13
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Quote:
Originally Posted by SSE14U24ME
I have comp on mine. I cannot carry collision because they've already paid for the car once. The company I work for and insure through uses NADA to determine value. They pay high retail on collision claims.

I carried comp & collision on my 91 because it was in excellent condition and the NADA said I'd get over $1200 less my deductible. So for me- that would put me into another car asap and what I paid for the coverage wasn't very much.

Right now I have a zero comp deductible and it only costs me $12.81 per month. If I hit a deer or a tree falls on my car I am good to go. Jeff, on the other hand, carries the same coverage but his zero comp is costing him $27 per month. But if you have to replace your windshield - those heads up windshields are expensive.

Like I tell my customers- it all depends on YOUR comfort level. Either you will pay more now or then, it'* your choice.
wow nice prices, what company is that?
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Old 12-28-2005, 01:30 PM   #14
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Just liability on the Bonneville. Full coverage on mom'* Nissan.
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Old 12-28-2005, 01:39 PM   #15
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only comprehensive and glass on the bonneville at the moment since it is off the road and parked. I have comprehensive, liability and full glass when I am driving it. It'* a 93 SSEi.
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Old 12-28-2005, 05:36 PM   #16
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liability
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