If you can afford the payments on a $4000 loan, I would say go for it. If you keep driving the car you have now, by the time you save $4000, the miles on your bonne would be higher and the value of it would go down because of it.

Go for the loan, get into a newer car and build up your credit. I definately see many positives of getting the loan. Just make sure its going to be worth it to you.

The only thought that would cross my mind would be how mechanically sound the new car your going to buy really is.

Well I've been shopping around today. My payments would only be about $130 a month on a 4k loan. I can easily handle that.

Boost - I think I'm going to search around for an immaculate SSEi. I've decided against RWD...I'd be filling my tank up every other day with a camaro or mustang.

As much as I hate to agree with Bill, I gotta agree with him. Believe me there'* so many cars out there that I wanna replace my SE with in a heartbeat but I can't afford them (I have no freaking job), I just do the next best thing, mod my car. Sure it will not be as fast as a SSEi but it'll definitely be faster than the other SE on here, except some (Mike and Ben)

So just drive your car and be proud!

I've got a $4000 loan and my payment is only $150 per month for 36 months.

Yuppers I think I'm gonna do it.

What'* your insurance going to be?

Not much more than it is now.

Well I talked to my dad and he said its moronic for me to get a loan as a full time college student. Blah. I guess I'll follow his advice and just keep trying to sell my SLE.

just keep the SLE. it'* a nice car.