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Old 03-03-2005, 04:20 PM   #11
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I figure, if I could afford to use a credit card, and then pay it off every month, then why would I need the credit card?

I use my check/debit card. I'm too unreliable with cash, and I hate writing checks. I have Quicken and an excel spreadsheet to help keep me from screwing up and bouncing stuff...
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Old 03-03-2005, 04:34 PM   #12
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Quote:
Originally Posted by MOS95B
I figure, if I could afford to use a credit card, and then pay it off every month, then why would I need the credit card?

I use my check/debit card. I'm too unreliable with cash, and I hate writing checks. I have Quicken and an excel spreadsheet to help keep me from screwing up and bouncing stuff...
I like it because that means I don't have to carry cash. Plus, the other benefit is that annual check. I like to think of it as a bonus.
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