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Old 02-22-2007, 06:05 PM   #11
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Goodluck and happy home buying
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Old 02-22-2007, 06:56 PM   #12
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Looks real good. Seems well taken care of. What year was it built? Word of warning though. My parents house was built in 1992. We watched over the workers like hawks to make sure their work was quality when it was built. It was. However, at 15 years of age homes begin to need expensive maintenence. Last year the shower had to be ripped out and replaced, $4000, new roof in 2005 $2000, driveway settling $1500, new porch 2006 $3000, and we need new carpet, walls repained, siding, and the wood floor needs new farnish deparatly. Look over that house with a fine tooth comb and make sure things are perfect. My house was pretty good in 2002 (10 years old) but had minor things. We ignored them and it ended up costing us.
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Old 02-22-2007, 07:28 PM   #13
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Nice looking house!

Definitely go over it with a fine tooth comb. Are you having the home professionally inspected?
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Old 02-22-2007, 08:08 PM   #14
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I am going to say this but wow 160 buys lots more here not hating but just wow good luck with the purchase and good looking place there nice and cozy
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Old 02-22-2007, 08:18 PM   #15
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Time to field the questions and comments:

Yes, it will be inspected. It HAS to be for VA financing. Inspection comes first, then the appraisal. Alot of stuff has already been replaced, and is termite bonded. The roof is the only thing that may be suspect, and will probably make or break the deal entirely.

Gojo, yes Florida (esp. central Fl) has higher than normal market for homes. Where I am from (middle Tennessee) I could nearly buy a mini-mansion for that amount. A year ago this same house probably would have sold for 190k! But 4 years ago this home would have only brought maybe 110k. The market is so crazy here, but right now the time is right.
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Old 02-22-2007, 08:27 PM   #16
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Looks great but,that only looks like a ONE Bonne garage
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Old 02-22-2007, 10:58 PM   #17
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Your VA inspection is looking for safety concerns. They're not looking at the structural integrity of the house, condition of the wiring, age of the roof, etc.

We sold a rental house to a VA buyer and they asked us to fix dumb things: remove peeling paint, install a hand railing, install a GFI protected plug.

I still recommend you spend the ~$300 to get a full home inspection so you know the condition of the foundation, plumbing, electrical, roof, etc. It could be $300 very well spent, and may give you more negotiating power if they find something significantly wrong.
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Old 02-22-2007, 11:23 PM   #18
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Quote:
Originally Posted by dbeast420
Looks great but,that only looks like a ONE Bonne garage
He should put a Mustang in the other bay.
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Old 02-22-2007, 11:53 PM   #19
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Looks like a nice home. My only advice (cause I been there) or question is.....Can you make the monthly payment with an unemployment check ? (or other funds - not your job)

I've said it before and I will again. If you need to unload it fast (due to health or job status) can you ? and can you make the payments in a worst case scenario.

Just something to remember before buying a home.

Don't like being the pessimist but I AM.
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Old 02-23-2007, 12:03 AM   #20
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I agree with above.
We were approved for a $160,000 loan, but there was no way in [email protected]# that I was able to afford those monthly payments . The bank would love to see you struggle to pay and foreclose....We had to figure out what we could afford monthly on MY paycheck...it sure wasn't for a $160,000 loan....We ended up in a condo for $127,000. Move in condition...comfy monthly payments and no snow shoveling or grass cutting....even with our monthly payment and the condo fees, we are still paying less than we would if we bought a $150,000 fixer-upper home...
think about it..
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