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Old 10-11-2012, 07:40 PM   #11
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Originally Posted by rjolly87 View Post
It'* a tough call, but I am betting on a total loss. Car is not worth much more than $3k - $3500 most likely. I am curious to see what the adjuster says.
I have no doubt I could fix the car for a few hundred. However, the insurance will probably total it and they'll want me to buy it back for some insanely high amount. I'm am incredibly pissed right now.
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Old 10-11-2012, 08:22 PM   #12
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You'd be surprised how cheaply you could possibly buy the car back for. When my 94 was hit. I had over 3000 dollars worth of work to get the car back to being right. I got the insurance company to pay the amount in full minus my deductible of course. My detectible is really low.

Good luck to you man. I know how much this can suck.
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Old 10-11-2012, 08:55 PM   #13
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You'd be surprised how cheaply you could possibly buy the car back for. When my 94 was hit. I had over 3000 dollars worth of work to get the car back to being right. I got the insurance company to pay the amount in full minus my deductible of course. My detectible is really low.

Good luck to you man. I know how much this can suck.
Appreciated. The lady'* insurance is hopefully going to cover this, as it was entirely her fault. About buying it back though, when my mom'* 97 Honda Civic was totaled by hail they made her pay $1500 to get it back. Considering that a high millage totaled Civic cost her 1500 I don't know that they'll try to sell mine back for but i'm thinking it'* going to be stupid high.

Almost wishing I would have gotten rear ended instead so I could have got that damn bumper cover repainted. Sigh.
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Old 10-11-2012, 09:15 PM   #14
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I was rear ended. I sometimes forgot that almost everywhere else isn't no fault like Michigan. Meaning my insurance covers the damage to my vehicle. As MI law states I can get up to 500 bucks from that person. I took that 500 paid my detectible and pocketed the rest.

I ended up painting my bumper cover myself anyways. Mostly because I do such a good job.
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Old 10-12-2012, 12:12 AM   #15
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Appreciated. The lady'* insurance is hopefully going to cover this, as it was entirely her fault. About buying it back though, when my mom'* 97 Honda Civic was totaled by hail they made her pay $1500 to get it back. Considering that a high millage totaled Civic cost her 1500 I don't know that they'll try to sell mine back for but i'm thinking it'* going to be stupid high.

Almost wishing I would have gotten rear ended instead so I could have got that damn bumper cover repainted. Sigh.
Wow, tough break.

In regards to the possible buy-back (if it'* totalled), keep in mind that adjusters are assigned these files, and come up with their own numbers. In other words, they're rated by what they 'save' the company by paying out as little as possible (or making as much money as possible to offset a loss). They also have agreements in metropolitan areas with a couple of salvage yards to recover total losses and sell 'em. I suspect that all they could have hoped for on the Civic sale was a couple hundred bucks. EVERYTHING is negotiable in these instances. If you want the car back, don't accept an initial offer amount. If you're not ridiculous about it (your offer isn't even close to what they would get in a salvage auction), they'll accept, just to close out their file and move on. Good luck!
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Old 10-12-2012, 05:32 PM   #16
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Sorry to hear about the accident. Hopefully you can get it back and fixed for cheap if not covered by the insurance. It'* good to see the car take the damage like a champ though.
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Old 10-12-2012, 07:03 PM   #17
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You may need to start out with a rather aggressive compound, perhaps 60 grit.
60 grit! Wow, that is aggressive!
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Old 10-12-2012, 07:04 PM   #18
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when my 96 lesabre was rearended it was totalled we bought it back for like 900 the car was appraised at 3400 and the damage was 3500

my brothers truck was also rearended at totalled and it worked the same way
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Old 10-19-2012, 03:33 PM   #19
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Apparently it'* not totaled... only 2100 in damage, which kind of disappoints me now because I really wanted to buy a Regal instead. It'* going to take them three weeks to fix though.... i could fix this in a day... wow.
I'm getting a rental car from the insurance though.
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