Insurance companies are many things, but they are not stupid or ignorant. Your agent may be a moron but I guarantee the company backing the policy goes over things with a fine tooth comb.

It was more of one of those expressions where you move your eyes back and forth real quick with smirk?

Its all in the vin numbers. They can tell if its sc'd or not.

I pay so much because Ontario residents are paying 300% more than others in Canada. At least, that's what the paper said.

I just never saw $1000 deductible before. I thought $500 was high enough. My uncle has a $250 deductible. That is what I am working on now. Once my record is clear.

correct me if i am wrong but your rates are CND and his rates are USD, so what his rate would be something like $343.38 CND a month and his deductiable is $1369.86 CND while your rates would be $201.21 USD and your deductiable $730 USD, now compare them (assuming an exchange rate of $0.73 USD to $1 CND)