This is an offspring of the other thread we've had recently "what's your debt?" I'm curious how good of credit our Bonneville Club members have. :) If you don't know, I highly recommend checking out your credit report. It's always good to know what's on there!
www.annualcreditreport.com (I'm sure there are others out there too, that's just the one I know of.) Now, For the poll..
A person's calculated FICO score may range on a scale from approximately 300 to 850. The higher one's FICO score is the better his /her standing to avail of loans or credits. The median FICO score is around 720, FICO scores higher than 725 are considered good while those which are below 600 are considered bad. FICO scores that range from 750 to 850 are excellent scores which tells of his/her creditworthiness and would enable the individual to be granted credit or loans almost immediately by finance firms or banks. 660 to 749 are good FICO scores that would entitle the individual to credits or loans with certain conditions and with limits as to the amount of money they can use from these institutions. Fair FICO scores of 620 to 659 are regarded with much consideration since these are not good digits based on the FICO score scale. Poorer scores that range from 350 to 619, may be sufficient for finance firms to deny the applicants credit or loans.
I checked mine a few weeks ago and am at 760. I was surprised. In January of 2007, I was 710!
redwingsfan34
04-17-2008 12:57 AM
mine is in the low 700's
The lady at the bank told me that it would be higher if i was older.
Bonnevillan
04-17-2008 01:11 AM
did you make that list? interesting that you have your score as the cutoff for excelent ;)
anyways, i have no credit card, only debit.
Custom88
04-17-2008 01:17 AM
I went roughly off the article I posted. I didn't put mine at excellent on the poll, but as good. 760 for all intents and purposes is considered good/excellent though.
Bonnevillan
04-17-2008 01:23 AM
i know i was just giving you crap. :lol:
Alibi
04-17-2008 03:07 AM
765 for me. I about crapped myself when I saw the number... I've never ran a credit report before so I now I know.
I've only had one credit card (through a jewelry store that I used to get my g/f some earrings with a few years back) and about 10k in student loans.
Thats it. I don't have a credit card, I don't make payments on anything (I buy my cars all outright), and I try to only buy what I can afford.
....but I really didn't expect to have such a high number and I'm only 21.
xDRx
04-17-2008 06:11 AM
I don't have any score all at. Except I will in a few months after I've had my first card for a few months.....
Maymybonnieliveforevr
04-17-2008 07:40 AM
Won't work in Canada but I already knew what mine was.
xDRx
04-17-2008 07:45 AM
Topic creator forgot to put a "I don't have one yet." option.....
Just lettin' ya know.
Jim W
04-17-2008 08:54 AM
Last I heard it was at 750 (just after getting the financing approved on the new car)
