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Need some help choosing a new ride

Old 01-29-2012, 11:46 PM
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you guys'* insurance sucks lol my truck aree wayyy cheaper than my cars.my cheapest is camaro..historical ftw
Old 01-30-2012, 07:02 AM
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I'm staying on my parents plan since we get multiple car discount I'm not on full coverage right now because my cars totaled and I give my parents 50 a month for my plpd. Who knows I gotta give them a call.
Old 01-30-2012, 07:14 AM
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Originally Posted by sseidriver97
you guys'* insurance sucks lol my truck aree wayyy cheaper than my cars.my cheapest is camaro..historical ftw
I assume none of yours are full coverage then?

My GFs truck is more than mine (we assume) because it'* worth a lot more.

Bonneville is worth $8,500 clean @ 87k
Silverado is worth $14,500 clean @ 147k

That'* the only thing we can figure.
Old 01-30-2012, 12:36 PM
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Camaro is historical
Buick is plpd (not worth it to me)
Bubba was PLPD but when hes done will be full coverage
and the others are full
Old 01-30-2012, 12:48 PM
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Well then that'* why your stuff is so cheap.

I haven't had liability only on a car since 2003.
Old 01-30-2012, 01:01 PM
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they base full coverage based on the general use of a vehicle and the driver combined.
say a new silverado owned by a 30 something used for his work at a construction site would be double what the same truck would be with a guy the same age who works as an accountant would have to pay.
Old 01-30-2012, 04:34 PM
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Originally Posted by eltatertoto
they base full coverage based on the general use of a vehicle and the driver combined.
say a new silverado owned by a 30 something used for his work at a construction site would be double what the same truck would be with a guy the same age who works as an accountant would have to pay.
How do they do that? They didn't ask my girlfriend or me what we do for work. I fail to see how this is possible without asking for employment paystubs.
Old 01-30-2012, 04:51 PM
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Every time I've applied for a quote, they asked me if I used it for work. If you say yes, they make you elaborate on what you do. If you click no and use it for work anyway and something happens on the job you not only won't be covered but you can get gnabbed with insurance fraud. (Curtosy of the bitchy lady at safe auto)
Old 01-30-2012, 06:15 PM
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Originally Posted by eltatertoto
Every time I've applied for a quote, they asked me if I used it for work. If you say yes, they make you elaborate on what you do. If you click no and use it for work anyway and something happens on the job you not only won't be covered but you can get gnabbed with insurance fraud. (Curtosy of the bitchy lady at safe auto)
Ohhhhh, gotcha. I've never used a vehicle for work so I guess that'* why.
Old 01-30-2012, 07:35 PM
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my 19 year old brother has that red silverado and his insurance alone is 1800 a year because of his age.


http://www.autotrader.com/fyc/vdp.js...standard=false

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