So now the finance company wants to "work with me". They have mentioned a couple options, but havent said if they can actually do it.
1st one: Add 2 years to my loan and drop my payments from $375 to $230 a month.
2nd one: Talk to the dealer I bought the car from and do a buy back and put me in a cheaper car.
Honestly, I don't want a cheaper car, I want MY car!! And thats what I told him. He said he will call me back. So maybe, possibly I can keep my car