I have State Farm too, and was thinking of lowering my car. Maybe not this one but my next Bonne. I think it'* complete Bulls*** that they won't even cover the car at all.
Lowering the car may improve aerodynamics and make a car go faster, but wouldn't that increase in performance really only take effect at high speeds?
I doubt that installing Taylor wires and a muffler to increase performance would cause them not to cover my car, but if they're that willing to drop loyal customers, with clean records, for 15 years, there'* a problem.
So does this mean all the rice I see that modify their cars and drive like retards don't have insurance? I don't think so. They have insurance, but I'm sure A LOT of them don't have clean records. And the ones with the clean records get dicked with by their insurance companies.
Then again, a lot of the stuff that ricers add to their cars really don't increase performance though