You read it right. A pulley'* bearings wore out and it seized up. Like many here the belt started to drag on it and the belt started smoking at the crank pulley because of it.
I wore a nice groove in the pulley by pushing it further to make it back.
The dumb part is I heard it making noise and meant to look into it, forgot and the next week....Blammooooo seized up and rendered my mower useless w/o new parts. (You wondered why this was lounge didn't you?
Took it apart on Sunday with Chris aka Lime'* help and discovered the bad pulley and semi cooked belt. Baby is a White (aka MTD) LT165 Lawn Tractor, has a 46" cut.
While I had the deck out and the mower apart I decided to swap all 3 belts, the pulley and a fan on the hydrostatic that got beat up by the belt.
Sunday evening stopped over my parents place and asked Dad to hit the mower shop on Monday (it'* great having a retired parent to run errands).
$145 later I had 1 pulley, 1 fan and 3 belts. Considering the mower has needed next to nothing in 10 years of running and cutting .....it'* been great.
Heck..I even changed the oil!
2 hours after getting the parts..I was out mowing again. It was a great feeling hopping in and fixing it up, although I was a little worried I might run into something I couldn't understand or do without the manual.
Anyone know where I can get a manual for a 1996/97 White LT165 Lawn tractor?