Bye bye Capital One
#1
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Bye bye Capital One
I was watching the TV and saw Fear Factoer giving out $10,000 to $50,000 from Capital One. Thats my interest there folks. Freakin' cake eaters. Bye bye Capital One. Yellow American Express.
#2
Re: Bye bye Capital One
Originally Posted by fantastic88
I was watching the TV and saw Fear Factoer giving out $10,000 to $50,000 from Capital One. Thats my interest there folks. Freakin' cake eaters. Bye bye Capital One. Yellow American Express.
#3
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When you make the decision to not pay off your entire balance the interest becomes their money to do with as they please. I too have a capital one card and thought it was dumb, but then i realized i always pay the balance so it isn't my money.
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Yep, same here. Pay the bill when its due, and credit cards are free
Now from the economics major part of me, you actually make money by using credit cards because of inflation between your purchase and the bill.
Now from the economics major part of me, you actually make money by using credit cards because of inflation between your purchase and the bill.
#6
Capital One saved my butt last week by catching a fraudulent user who was about to rack up mega bills using new expiry dated cards that were in the mail to me.
Only took them two hours to notify me and cancel the card.
The fraudulent user was 3000 mi away. Stole my new replacement cards right out of the mail.
No costs incurred to me at all except the inconvenience of having to use another card temporarily.
Kudos to Capital One. :P
Only took them two hours to notify me and cancel the card.
The fraudulent user was 3000 mi away. Stole my new replacement cards right out of the mail.
No costs incurred to me at all except the inconvenience of having to use another card temporarily.
Kudos to Capital One. :P
#7
Originally Posted by John Deere Boy
Yep, same here. Pay the bill when its due, and credit cards are free
Now from the economics major part of me, you actually make money by using credit cards because of inflation between your purchase and the bill.
Now from the economics major part of me, you actually make money by using credit cards because of inflation between your purchase and the bill.
I agree, though, pay off the statement when the bill arrives. No sense in giving away money to the credit card companies.
#8
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Originally Posted by John Deere Boy
Yep, same here. Pay the bill when its due, and credit cards are free
Now from the economics major part of me, you actually make money by using credit cards because of inflation between your purchase and the bill.
Now from the economics major part of me, you actually make money by using credit cards because of inflation between your purchase and the bill.
#9
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Originally Posted by scottydl
Originally Posted by John Deere Boy
Yep, same here. Pay the bill when its due, and credit cards are free
Now from the economics major part of me, you actually make money by using credit cards because of inflation between your purchase and the bill.
Now from the economics major part of me, you actually make money by using credit cards because of inflation between your purchase and the bill.
#10
It all comes down to discipline. My wife exclusively only use credit cards. We've never paid a penny of finance charges or late fees, and still manage to have a decent savings account. We use the Discover card. And it does "pay to use Discover". Even though we don't pay them anything in finance fees, they still give us back about $350 every year as a "thank you".
Spend your dollars, save your pennies.
Spend your dollars, save your pennies.