I had (emphasize HAD
) Progressive Insurance as my company, and when I called for advice on what options I had for someone that dented my Camero, they told me that if I claimed then it would affect my premium.
I never made an insurance claim. What they didnt tell me was that by me calling them and asking them for advice about it, they listed it on my record as a "not at fault claim for $0"
Aparently thats an indiana law or something, they have to report all calls.
My premium went up $200 a year coz of that.
As you can imagine, I am really upset about this !
The moral of the story is: If you claim, make sure its worth it, and claim on big stuff. And NEVER call the insurance company asking for advice.
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