If you have the opportunity to get a 2002 do it instead of getting a 2003. I say this because Pontiac is changing their marketing strategy for the 2003'*. Basically, the HUD are no longer "standard", but optional and the base and options increased in price a bit. The only other new option is XM radio.
Just for kicks, I went to the GM/Pontiac site and priced out a 2003 identical in every way to my 2002 and it would have listed at $965 more.
Take advantage or every end-of-year clearance sale, cash-back or low rate financing you can. If the economy is as bad as every news outlet is saying, you probably will find some very willing car salesmen waiting for you.
There is no pleasure in having nothing to do; the fun is having lots to do and not doing it.