DJ, you are sounding like I did.
Another voice of reason speaking here.
I say skip it or buy it only for profit on resale if it is nice enough to.
Focus on college vs having a second project (your case it would be #3 with the Explorer). I am selling my 95 for the sole purpose of covering college expenses, though I regret it, but the 95 can't do as much for my future as college can.
If you're really itching, go check it over, haggle if it'* easily resaleable for a good profit with little or no work beyond detailing.