oh i hear ya John insurance is nut and they don't cover special things you are very lucky that that was the only damage and a bra all the time isn't too bad considering that you don't drive it that much anymore so you wont get too much of the rub affect on the paint that the bras usually do.
i was just saying that if i owned an insurance company i would cover that stuff cause it is what makes a vehicle custom however that would also have limitations such as wheels most aftermarket wheels are not as strong as the factory wheels so those would not be covered aalso because of the availability of them also they change them all the time and very rarely unless the wheel is extremely popular can you ever get another one later on down the road
ok enough of the long windedness from me back to the topic of conversation
2005 Pontiac Bonneville GXP
2008 Chevy Impala 3LT 3.9L (9C3)
2000 SSXP (retired) all over the country in a million pieces