Wow, this thread exploded! Crazy stuff happens to our cars. Venom, I'm so sorry about the Bonneville! To think, just a few months ago I spent 10 minutes waxing that car!
Dan, if you remember how someone backed into my car and simply scuffed up the bumper cover, no cracks: The estimate was over $500, and another estimate I got was $400. In fact, I told someone it cost me $300 to get the bumper repainted, thinking that was a lot, and the guy said, "Well, you were just nicked!" Your $250 deductible is probably never going to cover such a crack. I guess car work is way too expensive.