What I had to do was pay all the monthly payments up to date, the repo fee, and another chunck of change to the abck for "proccessing" or something. Then I could get it back. I had to call my bank and have them call USBank to figure out what happend to the transfered money. They found it and credited it to future payments. I still had to pay all that up front to get it back. After all this I went into USBank every month and paid in person (no more online payments for the car).
2 little side notes:
1) Even when I went to pay off the balance of the car a few months later I still had problems with them. I paid 3G+ to them to pay it of and 1.5 months later I get a bill for about $100 I still owe on the car. I went in and talked to someone and they said it was some "back fees" that weren't quoted to me when I paid it off. I tried to argue the point but it got so I just wanted it gone. Paid it and now it is "officially" mine.
2) The guy the repoed my car was a buddy of one of my friends. Told my buddy what happened, he talked to his buddy, who then said "yea, that was me. that was a fun car to drive"