Here'* a fun little story for you guys. Last Friday I received a call from our security staff while at work indicating that my car (loaded 98 SSEI) had been hit in the parking lot. Expecting a fender bender, I walked out to my car. It turned out to be just a little worse than I had expected... The first driver, who claimed he was going 10-15 mph (bs) had run through an intersection in the parking lot and collided with a second car with enough force to spin that car nearly 180 degrees. The first car then deflected off, jumped the curb of one of the islands we have in our lot, and flew into the rear door and quarter panel of my Bonneville. The force was so great that the rear of my car was pushed into the next parking spot and did damage to the front fender of a fourth car. Additionally, the first car slid off of mine and did minor damage to a truck that was behind me.
Ironically, I park on end spots to avoid damage to my car...
So, that brings us to today. The insurance company wants me to total out my car, and is offering essentially a difference of $2200 between keeping the car or not. So, either I get X dollars and the car, or $2200 on top of X dollars. Does anyone have any feelings on what I should do? My Bonneville has been a great car -- she'* only got 73K miles on her and has had no significant problems thus far. Essentially all I've done is standard wear and tear stuff -- new serpentine belt, new tires, new brakes, new battery.
Looking through the estimates there are a number of things I think I could easily get by without -- the door trim panel will probably make it, and if it doesn't I'll just pick up one on my own from a scrap yard. Similarly, I don't think that repainting the front door to blend it with the paint on the back door is an absolute must -- it was painted about 1.5 years ago when someone did a low speed hit and run while I was inside a friends house. Basically, I think I can get away with not getting about $2100 worth of the repairs, which should give me some play as the estimate right now does not include replacing pieces inside the door frame should anything be found to be broken. The estimate also does not have any suspension work that might be required. She can drive right now, but the damaged wheel well rubs on the tire.
So, any opinions?
Police Accident Diagram: